“If you’ve invested 100 $- million in something, you’d want to know how that money is being spent” Harry Palmer

Money can come easy if you put some passion in making them. You have to develop your talent, put some hard work and brains. Of course, there are people luckier then others. That’s a simple fact of life, but you can create luck.

So when it comes to money, you might be broke or in debt, but your luck can be changed. You have to work a little bit on that, so keep reading and learn how you can do it.

1. Learn To Be A Good Investor.

To be a good investor it requires financial intelligence that should be constantly improved. You have to start reading a lot of books and magazines, the great idea can come without even knowing. Inform yourself from local, national, even from global news. Any information you get from TV or newspaper, you need to learn something from it, keep your mind open. That’s how you start to become a good investor.

2. Start Buying Stocks And Bonds.

Buying Stocks and Bonds is a dangerous game, and everyone can afford it. First of all, get a investor advisor, without him don’t even try investing, because it will get you in trouble if you don’t know the market. This game will bring you something to lose and something to win, so do your home work before you invest. Always research what you buy, if it has potential. If you decide to go on market to buy a company, study that company first, understand what they do, don’t buy just because everyone else is buying.

3. Decide How Much Risk To Assume When Investing.

We all have the same question: How much money will I lose? If you can’t afford to lose, play it safe. You don’t need a good investor to tell you that. You have to chase impossibilities, few every get rich easily, so assuming risk its part of the success. If you find yourself in a situation that you think that it can be done, ask yourself whether financial guarantee is really the right decision. You don’t want to lose that chance of using the opportunity that will come around and then see someone else taking advantage of it.

4. Control Your Finances.

Pay attention to what you have, if you see a drift that you don’t like, change it. If you think that your stocks are well or the value of your business is growing, because someone told you that don’t trust them. Check your numbers and your business financial status by yourself. You have to know where your finances stand, control them always. It will take perseveration and preparation for your investment to grow.

5. Motivate Yourself Financially.

If you have a great idea, don’t lose time, don’t just sit there and be lazy. You should always focus your time, energy, and efforts on your priorities. There is nothing more deteriorating having a great idea and letting it go and do nothing with it. Being rich isn’t easy but isn’t passive state either. Time is valuable then money, if your run out of it, you can start over, but if time runs out there isn’t nothing you can do about it.

6. Manage Your Debt.

If you find yourself in a debt, try having a complete view on the situation and ask yourself some questions. How much is your debt? What steps should to be taken to get out of it? Debt needs to be managed, and the only one who can do it is you. Cut your expenses, make minimum payments to avoid bad credit. If it doesn’t work, then consult an expert in debt reduction. There are a lot of alternatives to take in consideration.

So, if you started to become an investor, try to enroll for financial courses, try to understand the basics of investments, financial education will bring you money. You will learn how to apply some principles, you will get experience and it will be easier for you to implement them in your life.

“Consider how hard it is to change yourself and you’ll understand what little chance you have in trying changing others.”

You are who you think you are; but also, you are a role model to others, what they really think about you. If everyone around you will start treating you badly, ignore you completely, then you need to ask yourself: who I really am?  

But if, people treat you honorably, as an important person and like your presence, then this confirms your beliefs about who you are and how you accept yourself.

Here are some suggestions to use in making others feel important and be admired for your character.

1. Be Alert.

Always look for a possibility to praise everyone’s action and achievements. A vigilant and wise person will always find reasons to congratulate and praise anyone.

2. Be Alive.

Manifest enthusiasm in your relations with others. Express your excitement to have met them by simply shaking hand, smile or words. Show a happy face, this with no doubt will give you a feeling of joy.

3. Be Available.

Show your interest in others. Offer your help in every possible way. Encourage their actions, just a simple word of encouragement can make an impressive contribution to their actions and give them power to believe in what they do.

4. Be Attentive.

Ask about their families and favorite hobbies. Try to find out how they contribute to the society and cheer their efforts. Discover what are their concerns and if they need help.

5. Be Appreciative.

To appreciate means to value, as to depreciate means to lose value. No human being is really happy if he is not appreciated and respected. An appreciation word can sometime make a great impact on people, they begin to have confidence and trust their actions.

6. Be Approving.

Everyone desires to get support for his efforts and actions. Approving their actions, you approve who they are and what they represent. There is always something positive to approve at someone. Everyone likes compliments.

7. Be Affectionate.

Affection makes a person feel relaxed and pleased of who they are, human relations become friendlier. A sweet word sends an important message to anyone – it means you care about them, you appreciate them.

8. Be Acceptable.

Accept people for who they are. Let them feel free and open in expressing their own ideas and opinions. Through acceptance and tolerance we give power and courage to those who want to change their way of thinking in the good direction.

9. Be Affirmative.

Praise with all your heart and don’t criticize. Affirmative and positive statements encourage and help people to aim higher in life. Always acknowledge peoples actions when is needed.

There are many ways to help others to feel important. To be gallant, polite and helpful is a good start.

“If you think your boss is stupid, remember: you wouldn’t have a job if he was any smarter”

If you are a simple employee and looking for a raise from your boss, the main concern for you will be to step into your boss’s office to ask for a raise, right?

You don’t have to worry, there are simple strategies that may reward you with some extra cash on you monthly check account at your work, if you approach your boss correctly.

So, have a look at the ways to move toward your superior and apply them, to lose some fear in asking what you really deserve.

1.Study And Do Your Home Work.

Try to get as much information as you can, how you spend company’s money, how you earn them, make a list and try to understand how you dedicate yourself to its purpose, before you ask for that raise. Study the company you work for, try finding out how much other people get in your department, in the company or in other companies on the market. But don’t forget that you’re not the only one who works hard, have respect for your team members, your approach to your superior has to be correctly so it won’t affect them.

2. Prepare Yourself For His Answers.

As you decided to go to your boss, prepare yourself with the answers and arguments that he is going to tell you. Try to foresee what is going to happened, what explanations you will get, if you are told that the financial situation is not in the best shape right now, the budget is too short or the money were invested in a deal, don’t be surprised these are the answers you might get. Make him understand that you wait for his answer when situation stabilizes. Try not to express your disagreement with him, but establish a date to meet again to talk about your raise.

3. Be Open.

Don’t be afraid to be open with your boss, be as honest as possible, and ask him if there are some projects you may participate or what you need to do to get a raise. Ask him what he expects from you, how he likes the job to be done. Of course, not so many companies are willing to pay at the end of the project, many of them don’t have that policy, but some will do that. But remember, do your job properly, only like this you might get rewarded, if you do your job well.

4. Be Realistic And Thankful.

Today companies offer a lot of options to its employees, like offering a car, a cell phone that you don’t have to pay for, vacations paid by the company in its own resorts, small holiday after your business trip in the same location. Be realistic and take in consideration what you also gain from advantages offered by the company, which of course you get for free, and be thankful for this. Look from the bright sight.

5. Find A New Job.

If you realize that there are no other ways to get a raise for your hard work, look for a new job. But never, never complain to your boss and don’t look unsatisfied all the time, telling that you are looking for another job. This will not bring you in the position to negotiate your raise. Big companies always revaluate their employees, to keep them in the company. You will need a good reputation and good recommendations form your boss if you choose to leave the company.

Always think positive and fight for a career with respect and honor, don’t lie to your superior. If he discovers your lie, you will never have a chance to negotiate your pay check. Consider company’s point of view.When you go in your boss office, be concise and precise, without tricks that might come out in the future.